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Privacy Policy

Effective Date: 02.18.25

SAME DAY FINANCE INC ("Company", "we", "us", or "our") operates the SAME DAY FINANCE iOS application ("App") and is committed to protecting the privacy of our users ("you", "your"). This Privacy Policy explains how we collect, use, share, and protect your personal information when you use our App.

By using the SAME DAY FINANCE App, you agree to the collection and use of your information as described in this Privacy Policy.

1. Description of Services

SAME DAY FINANCE is a financial matching platform that connects users located in the United States with potential third-party lenders. We are not a financial institution, lender, broker, or credit provider. We do not issue loans, determine credit eligibility, or participate in financial transactions between you and any third party. Our service is limited to collecting your information and securely transmitting it to potential lending partners, who may offer services independently based on their criteria.

We operate exclusively within the United States and only on iOS devices.

2. Information We Collect

We may collect the following types of information when you use our App:

2.1 Personal Information (Provided by You)

  • Full name
  • Contact details (email address, phone number)
  • Residential address
  • Date of birth
  • Social Security Number (SSN)
  • Employment and income information
  • Bank account details (e.g., routing and account numbers)
  • Any other information you submit through our forms

2.2 Device and Usage Information (Collected Automatically)

  • IP address
  • Device type and operating system version
  • Unique device identifiers and settings
  • Usage data (e.g., screen views, time spent, interactions with features)

2.3 Third-Party Analytics and SDKs

Our App may use third-party tools such as Firebase to collect aggregated usage statistics, crash reports, and performance metrics. These tools do not access your financial or personally sensitive data but help us maintain and improve the functionality of the App.

For more information, please refer to: https://policies.google.com/privacy

3. How We Use Your Information

We use the data we collect to:

  • Match you with potential third-party lenders
  • Transmit your submitted data securely to our lending partners
  • Improve the App's performance and usability
  • Ensure compliance with applicable laws and security standards
  • Detect and prevent fraud or unauthorized activity

We do not:

  • Make lending decisions
  • Determine your loan eligibility
  • Sell or rent your data to third parties for marketing purposes

4. Sharing of Information

We do not sell your personal information. However, we may share your data in the following circumstances:

  • With third-party lenders, solely for the purpose of providing the requested matching service
  • With service providers assisting us with data processing, infrastructure, analytics, or support, under strict confidentiality obligations
  • As required by law, to comply with legal obligations or respond to lawful requests

All sharing is limited to what is necessary and done in accordance with applicable U.S. privacy laws.

5. Security & Data Retention

We implement industry-standard security protocols to protect your data from unauthorized access, alteration, or disclosure. While no system can guarantee complete security, we work diligently to safeguard your information.

We retain your information only for as long as needed to fulfill our services and legal obligations. Upon request, we will delete your data in accordance with applicable laws.

6. Your Rights & Choices

As a U.S. resident, you may have the right to:

  • Request access to your personal data
  • Correct or update inaccurate information
  • Request deletion of your data (subject to legal requirements)

To exercise these rights, please contact us at support@samedayfinance.org.

7. Compliance with U.S. Privacy Laws

We comply with applicable federal and state privacy regulations, including but not limited to:

  • The California Consumer Privacy Act (CCPA)
  • The Gramm-Leach-Bliley Act (GLBA)
  • The Truth in Lending Act (TILA)

This App is intended only for users who are 18 years or older and located within the United States. We do not knowingly collect data from users outside the U.S. or individuals under 18.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be reflected in the "Effective Date" at the top of this page. Continued use of the App after changes are posted indicates your acceptance of the revised policy.

9. Contact Information

For any privacy-related inquiries, please contact us at:
SAME DAY FINANCE INC
2709 Cloverdale Ct Palmdale, CA, 93551-4620 United States
Email: support@samedayfinance.org